Step by Step guide
If you’re looking to make the most of a salary package, a Novated Lease through Volkswagen Financial Services can put the car of your dreams in your driveway for less.
Your vehicle in 4 easy steps
Step 1: Choose a vehicle
Once you tell us the kind of vehicle you’re after, we’ll source one that’s perfect for you. And remember, it doesn’t have to be a Volkswagen, ŠKODA or Audi vehicle – the make and model is up to you! We will also work out a budget for your vehicle's running costs.
Step 2: Choose a finance product
You can choose either a Novated Finance Lease or a Novated Operating Lease.
With a standard Novated Finance Lease, at the end of the lease period you can return the vehicle and upgrade to a new model, or refinance to pay off the residual amount over time. In either case, you ultimately own the vehicle.
With a Novated Operating Lease, you simply return the vehicle to us at the end of the lease period and, provided it meets your agreed kilometre limit and fair wear and tear guide, you can walk away risk-free, as we take on the risk for the vehicle’s residual value. And if you want to upgrade to the latest model, we can then arrange a new lease on another vehicle.
Step 3: Choose your services
You can opt for as many services as you like, and the types of insurance you need to give you total peace of mind. And because these costs come out of your single monthly lease payments, you get to enjoy all the perks without any of the hassles. Plus, with our extensive networks and buying power, you will benefit from high-quality service and repairs at lower costs.
Step 4: Let us take care of the rest!
Your employer will automatically make monthly lease payments from your pre-tax salary, which includes all the options you chosen, such as insurance, maintenance or FBT charges. So you can enjoy your car, worry free!